Creditum is a subsidiary of RFM Loyalty Co and is a fintech company dedicated to reshaping the way SMEs access financing. By leveraging advanced data analytics, we’ve created a smarter, more efficient lending marketplace. Our platform connects businesses with a network of trusted lending partners, offering tailored financial solutions that align with each business’s unique needs.

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Whether it’s loans on POS, merchant cash advances, or invoice financing, we make the process fast, transparent, and hassle-free.