top of page

Empowering SME's Everyday

Regardless of the size of your business. Creditum is the smart lending platform for you.

Hot of the Press

Get the funding you need from UAE regulated lenders in a few simple steps.

Loans on POS

Fuel your business, one sale at a time.

Invoice Financing

Future revenue, powering today’s growth.

Merchant Cash Advance

Transform waiting into winning—cash now, not later.

Instant Settlement

Zero wait, instant pay—your money, your moment.

We have streamlined the funding process for you so it couldn't be easier. 

A subsidiary of
image.png
RFM Loyalty Co. owns and operates a network of 15,000 POS terminals across the UAE, providing payment acceptance to merchants. Processing over AED 18 billion in POS transaction volume annually, RFM is continuously growing its active network, acquiring 400+ new businesses monthly.
bottom of page